debt debs

Personal Debt Wrangler – Had my money head in the sand – but no more!


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The Evil and Grace of Low Rate Cash Advance Credit Cards

We have gathered up quite a bit of available credit (like rolling tumbleweeds) in our debt journey (enough to hang our self with a rope, but lemme try to keep this post positive).

cash-advance-credit-card

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Ðeni (break) Denise Rowlands on flickr

Consequently we used to get a lot of telemarketing calls trying to get us to use these credit cards by transferring higher interest debt onto a card with a low balance transfer rate.

Apparently, while I had my head in the sand, the Irishman started to play along. Hence our debt story where we had amassed $250K of consumer debt up to D-day. (I kid you not, go read about it here).

So fast forward to March 2012, more affectionately known as D-day, I put my big girlie panties on and start wrangling this debt monster.  Strategy becomes my game.  Hey, I got nuthin’ else. Continue reading